Bank/Lender Loan Documentation and Review

TexasLegalDocs, through the award-winning legal services of the Texas-based law firm of Rattikin & Rattikin LLP, is the pre-eminent source for cost-effective, customized loan documents and review for institutional and individual lenders across the State of Texas. Our experience in the land title banking, mortgage and oil and gas industries make us uniquely qualified to prepare comprehensive and accurate loan documents for commercial and residential transactions, as well as advise our lender clients on any title issues of concern, prepare objection letters as applicable, and recommend/initiate curative steps needed to resolve title issues adverse to a lender’s interest. We also routinely review lender documents prepared in-house by the bank’s staff, in order to assure accuracy and compliance.

  1. Legal Document Preparation Services: ExpeDoc™ Services

    • ExpeDoc Services: TexasLegalDocs, through the award-winning legal services of the Texas-based law firm of Rattikin & Rattikin LLP, is the pre-eminent source for cost-effective, customized transactional legal documents for individuals, businesses, banks and lending professionals across the State of Texas. Our firm specializes in documenting transactions in real estate; business formation, operation and sale; wills and estate planning, and oil and gas. Included in our delivery of document solutions that are customized to the client’s specific situation is our heralded “Three E’s™” fulfillment process:

      • Evaluation (Comprehensive analysis of transaction needs; fact-finding for accurate documentation)
      • Expertise (recommendations, advice and direction)
      • Execution (communication/coordination with other parties to resolve issues)

      The end result? Our clients will feel secure proceeding with their transaction, knowing that the documents and details have been reviewed, considered and explained by an industry-leading law firm, at an amazingly affordable price.

    • Service-Review legal documents and closing papers drawn by others, and offer our professional guidance/analysis/explanation, recommendations and opinion as to applicability and enforceability, before or after client signs.
    • Lending Institutions-Review their In-House prepared Docs for CYI/Oversight purposes
    • Typical Pricing: $375 per transaction for full review of proposed loan documents, including communications and coordination with lender client and title company, subject to additional fees due to transaction complexity.
  2. Legal Document Review Services: DocAffirm ™

    • DocAffirm Review Services: TexasLegalDocs, through the award-winning legal services of the Texas-based law firm of Rattikin & Rattikin LLP, can take away the worry and anxiety of being asked to sign a stack of lengthy, complex and difficult-to-understand legal documents and closing papers to be used in a real estate closing or business transaction. For our business clients, our DocAffirm™ service offers our clients a professional review and analysis of proposed documents, recommended revisions or curative steps, coordination with the title company or other parties, and a concise, understandable explanation of the purpose and meaning of the various documents and clauses. For our lender clients, a DocAffirm™ review of in-house or third party-produced loan and title documents offers an important safeguard and due diligence/compliance check to ensure that the transaction is documented accurately and effectively. Included in every DocAffirm™ review is our heralded “Three E’s™” fulfillment process:

      • Evaluation (Comprehensive analysis of transaction needs; fact-finding for accurate documentation)
      • Expertise (recommendations, advice and direction)
      • Execution (communication/coordination with other parties to resolve issues)

      The end result? Our clients will feel secure proceeding with their transaction, knowing that the documents and details have been reviewed, considered and explained by an industry-leading law firm, at an amazingly affordable price.

    • Service-Review legal documents and closing papers drawn by others, and offer our professional guidance/analysis/explanation, recommendations and opinion as to applicability and enforceability, before or after client signs.
    • Lending Institutions-Review their In-House prepared Docs for CYI/Oversight purposes
    • Typical Pricing: $375 per transaction for full review of proposed loan documents, including communications and coordination with lender client and title company, subject to additional fees due to transaction complexity.
  3. Title Evaluation: TitleSure ™

    • TitleSure Services: TexasLegalDocs, through the award-winning legal services of the Texas-based law firm of Rattikin & Rattikin LLP, can analyze, evaluate and explain the status of property title based on a thorough review of title commitments, title reports and filed documents relating to a property’s history. Our experience in the land title and oil and gas industries make us uniquely qualified to advise our clients on any title issues of concern, prepare objection letters as applicable, and recommend/initiate curative steps needed to resolve an adverse title issue and clear up title. Included in every TitleSure™ is our heralded “Three E’s™” fulfillment process:

      • Evaluation (Review of Title, Survey and Title Documents)
      • Expertise (Preparation of Summary Review Letter for Client, limited title opinion)
      • Execution (Preparation of Title Objection Letter for Client, and curative document preparation, if appropriate)

      The end result? With the wise counsel of our industry-leading law firm, our clients will gain a full understanding of any problems and risks associated with the status of title to a property, thereby minimizing their exposure. And if possible, TLD/RattikinLaw will initiate actions to cure title issues to avoid future problems, all at an amazingly affordable price.

    • Typical Pricing: $375 per transaction for full review of title commitment/title report and survey, including communications and coordination with lender client and title company, subject to additional fees due to transaction complexity.

The Firm’s Attorneys:

Jeffrey A. Rattikin:

Since 1989, Jeffrey A. Rattikin has envisioned and brought to market a multitude of innovative solutions to the land title, tax-deferred exchange and legal services industries. Mr. Rattikin has practiced commercial and residential real estate transactional law for 26 years. An AV-rated and Board Certified attorney, Jeff has been honored with a number of local and state awards, including a 2016 Top Real Estate Attorney designation in his city for the thirteenth consecutive year, and has been selected as a Texas Super Lawyer by Texas Monthly Magazine, a designation afforded to the top 5% of lawyers in Texas. He is a graduate of the University of Texas at Austin with a B.B.A. in Finance and Southern Methodist University School of Law. Mr. Rattikin serves as co-owner, counsel and Manager/Escrow Officer of a 72 year old privately held title company, and founder, owner and President of two companies offering regional and national qualified intermediary services to clients engaged in §1031 tax deferred exchanges. Mr. Rattikin is active in numerous local, state and national industry associations, faith-based initiatives in Ethiopia and Brazil, and local civic boards. Jeff’s creation and development of TexasLegalDocs.com, an innovative online legal services company, has led to his most recent endeavor, joining forces as partner and President of GetLegal.com, a nationally-based, industry-leading online source for legal information, products and services. Mr. Rattikin is a frequent presenter and speaker at real estate, exchange and legal industry conferences, workshops and meetings. A father of four children, Jeff and his wife make their home in Fort Worth, Texas.

 

Thomas R. Turet:

Tom Turet is an AV Preeminent-rated attorney, board certified in Commercial Real Estate Law. Tom has practiced real estate, title, energy, corporate and mortgage lending law for over 38 years, with extensive experience as a fee office title attorney and advisor to banks, mortgage companies and other lending institutions. Named as one of the Top Rated Lawyers by The American Lawyer magazine, Tom has been a frequent speaker on banking and mortgage lending topics including Texas home equity lending, TRID and commercial lending practices. Tom also graduated from The University of Texas at Austin’s School of Business with a B.B.A. in 1774, and with a Doctor of Jurisprudence from Southern Methodist School of Law in 1977, where he served on the Board of Editors of the Southwestern Law Review. He and his wife Kay live in Fort Worth where he has helped raise his four children and three step-children, all of which have obtained college degrees, with several holding advanced degrees in their field.